Car Loans

Few things in life are as exciting as purchasing a car. Be it brand new or used, the ability to be mobile is priceless. Now we are sure you are well aware that besides the wide array of choices you may have about your vehicle's age, make and model. However one of the most crucial aspects is to secure the right loan for the vehicle, so it doesn't end up costing you in the long run. Whilst some clients are able to pay cash, the majority rely on loans to get what they want. This is true for both commercial and consumer vehicle finance loans. Luckily, by engaging with our team of dedicated finance brokers here at Gold Coast Car Finance you have come to the right place. With our years of industry knowledge and expertise, we are able to provide you with clear expectations about the process and what you can expect at all stages of your application. We're confident we will have you driving off in the vehicle of your dreams sooner than you think.

Shop Around

Now, most other companies would not encourage you to do this. They would rather have you believe that it is not possible to get a better rate anywhere else, so you should not even try. This is not how we do business here at Gold Coast Car Finance. We believe that by allowing our clients the opportunity to see what else is out there, they will quickly realize for themselves that it is almost impossible to find a better deal. So once you are done with the rest, give the best a call right away. You will not regret it. Our finance broking network has decades of finance experience between them, and cultivated fantastic working relationships with many of the finance providers who we will approach to get you the best deal.

Second Hand Or New

These are the two most common car financing requests we receive from our clients. Now the new purchases are relatively straightforward, and it usually comes down to the client's preferred choice of make and model. It also makes things easier as the vehicle is brand new, and lending institutions are willing to provide clients with lower interest rates as a result of this. When it comes to 2^nd hand purchases, there are a few more hoops the finance companies will have you jump through. We're very experienced with dealing with private sale applications and loans, and can walk you through the process step by step, for both you the purchaser and also for the seller as well (as they have specific obligations they need to fulfil). For more helpful hints and tips on new vs used cars, give us a call today.

Deposits

Many of our clients want to know if they require a deposit or down payment when it comes to their vehicle finance applications. Depending on whether your loan application is consumer or commercial in nature, and what type of circumstances you're facing, will determine whether a deposit is necessary or beneficial to your application. What you can have confidence in, is the fact that here at Gold Coast Car Finance our brokers will negotiate with the lending providers on your behalf to ensure you're getting the best interest rate and loan conditions available.

Honesty

This is by far one of the biggest issues that clients have with the industry, and unfortunately, there have been enough companies that have let us as an industry down. Well, we are here to tell you that we want to change this perception. We have made it our mission to always be upfront and honest with our clients at every turn. Even if it costs us business, we know that by doing things the honest and right way, we will be rewarded and our reputation will grow from strength to strength. We believe the car loan and finance industry as a whole can benefit from treating clients with respect, instead of treating them like a number. Come by the office and meet us in person, and if there's anything we can do to make you feel at ease about the finance application process, all you need to do is ask.

There are so many circumstances and so much information to consider when obtaining finance. Reach out and speak to our friendly brokers to receive an honest assessment of your situation, so we can determine exactly which lender is going to give you the best offer and chance of success.